Biz Snippets
- What is a Certificate of Good Standing? Do I Really Need it?Is your company in good standing? This question is usually asked by various stakeholders such as your company’s creditors, suppliers, customers, employees and potential investors. Even government regulators and authorities will be interested to know whether your company is in good standing or not. A certificate of good standing is a vital document that helps businesses establish credibility, comply with legal requirements, secure financing, and expand operations. It ensures that the business is recognized as legally compliant and authorized to operate within the state. What is a Certificate of Good Standing? A certificate of good standing is an official document issued by a state authority, typically the Secretary of State, […]
- 5 Best Places to Invest in the PhilippinesDespite the challenges brought about by the COVID-19 pandemic, the Philippines remains an ideal destination for international entrepreneurs and investors. The United Nations Conference of Trade and Development (UNCTAD) has even identified it as one of the most promising investment destinations to watch over the next three years, ranking it 10th in the world in a recent survey. A fast-growing economy, a highly skilled local talent pool, and a critically strategic location in the heart of Asia are just a few reasons business owners should consider setting up shop in the country. Of course, choosing the right location is a major factor when it comes to making smart investment decisions. […]
- How Filipinos Can Diversify Their Investments in 2022 and BeyondLet’s turn our focus towards the topic of FINANCIAL LITERACY. This is very dear to my heart because if there is a pinnacle of my adulthood, I’d turn to nothing else but this. It’s easy to call oneself independent but to be able to tell yourself: ‘I know how to manage my money.’ That is a huge turn-on for me – Not the wealth itself but the ability to grow one. Clarity, a moment of realization – one perhaps I have regretted working overseas in the mid-2000s is my conscious ignorance towards building a healthy financial mindset. The road to Financial Literacy Math is one of the things that I’m […]
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- Choosing the Right Business Structure: Key Considerations for New EntrepreneursStarting a business involves countless decisions, but few are as foundational—or as consequential—as choosing your entity structure. While the excitement of launching your venture might tempt you to rush through the paperwork, the structure you select today will impact everything from your personal liability to how much you’ll pay in taxes for years to come. For many entrepreneurs, the choice often comes down to two popular pass-through entities: partnerships and S corporations. Understanding Pass-Through Entities Before diving into specific structures, it’s essential to understand what makes pass-through entities attractive to small business owners. Unlike traditional C corporations that face double taxation—once at the corporate level and again when profits are […]
- Bookkeeping Tips for Real Estate Investors and AgentsWhy Bookkeeping Matters in Real Estate? If you’re in real estate—whether you’re an agent, flipper, or rental property investor—bookkeeping isn’t just about compliance. It’s how you track profitability, avoid tax headaches, and make smart decisions. Real estate bookkeeping involves large transactions, fluctuating income, and many property-specific expenses. And without a solid system, you can quickly lose control. This article outlines the most important bookkeeping tips tailored specifically for real estate professionals. One tip, in particular—class tracking—is a game-changer for managing multiple properties. Let’s dive in. 1. Separate Your Real Estate Finances Open a dedicated business bank account for each entity or portfolio. This is the first step to getting your […]
- How Are People Actually Affording Their Businesses Right Now?Starting a business feels a little like moving into an empty apartment with big dreams and zero furniture. The ideas are there, the drive is undeniable, but the money part? That’s where it usually gets messy. Unless you’ve got deep pockets or a wildly generous uncle, odds are you’ll need a plan to piece together the cash. And despite the viral posts glamorizing overnight success, most entrepreneurs are quietly scraping together funds through less-than-sexy but very real strategies. If you’re looking to bankroll your business without drowning in jargon or debt, the good news is there’s no single right way to do it. But there are solid, practical routes that […]
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- 5 High-Risk Lone Working Environments & Safety Measures Employers Should Take
Many people work alone every day. They fix power lines, visit clients, guard empty buildings, or drive long distances. While lone working can be efficient, it also brings real danger. Without a team nearby, small problems can turn serious very fast. That’s why employers must understand high-risk environments and invest in the best lone worker app to protect their staff. Below are five high-risk lone working environments and the safety measures every employer should take. 1. Construction Sites Construction sites are busy, loud, and full of hazards. Heavy machinery, falling tools, unstable surfaces, and electrical risks are common. If a worker is alone and gets injured, help may not arrive […] - Laying It on the Table: Is It a Smart Idea to Start a Business on a Loan?
Starting a business often requires capital beyond personal savings. For many founders, the question is not whether funding is needed, but whether borrowing is a smart decision. Loans can accelerate progress, but they also create fixed obligations that reduce flexibility. Debt is neither inherently good nor bad. The key issue is whether borrowed funds directly strengthen the business’s ability to generate revenue. Understanding when a loan makes strategic sense can prevent avoidable financial strain later. When Expansion Justifies Borrowing Growth can create operational strain. Offices become overcrowded, production capacity reaches its limit, or customer demand exceeds available space. In these situations, expansion may be necessary to sustain revenue growth. Before […] - The Founder’s Guide to Organizing Tools and Supplies Without Complicated Software
Many startups rely on spreadsheets to manage equipment, but manual systems create hidden costs as teams grow. Learn how to track tools without spreadsheets using scalable, AI-powered systems. - Founder Mode vs Manager Mode: When to Stop Doing Everything Yourself
The difference between founder vs manager is not about title — it’s about leverage. Many startups stall because founders remain stuck in execution instead of evolving into leadership. This guide explains when to shift roles and how to scale without losing control. - The Transition from Survival to Sustainable Scaling
Most startups hit a wall around the 18-month mark. You’ve proven product-market fit, hired your first dozen employees, and secured initial funding. However, you are stuck in what is known as “the messy middle”, too established to operate on spreadsheets and gut instinct, yet too early to justify a full executive team. Your burn rate keeps you awake at night, and every spending decision feels like a gamble. Moving Beyond Basic Accounting Recording expenses in spreadsheets doesn’t cut it anymore. That is backward-looking data that tells you where you’ve been, not where you’re headed. The shift requires forward-looking financial intelligence, including cash flow projections, scenario modeling, and fundraising strategy. This […] - Why Founder Absence Belongs in a Real Business Plan
Intentional founder absence helps reveal operational gaps, reduce decision bottlenecks, and build systems that support sustainable growth without constant oversight. - Contractor Setup: W-9 Collection, Expense Rules, and a Simple Filing System
A practical breakdown of contractor setup covering W-9 collection, expense rules, and simple filing systems that reduce tax risk and reporting stress.
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