Rights and Obligations Under the Fair Housing Act: Things to Know

The Fair Housing Act is a powerful law that prohibits discrimination in housing. The better you understand the provisions and limitations of this act, the better equipped you’ll be to protect your rights no matter where on the housing continuum you find yourself – whether you’re a renter or someone looking for new tenants or home buyers.

Here are some key things to keep in mind when it comes to the Fair Housing Act:

Rights and Obligations Under the Fair Housing Act: Things to Know

It covers almost every element of the housing transaction.

The Fair Housing Act covers just about every aspect of the renting, buying, and financing process. This includes things like advertising and marketing, building and housing codes, zoning, and mortgage lending. Even details that seem irrelevant, such as the number of parking spots available or the way an application is structured, can be significant under this law.

It protects against discrimination based on several protected classes.

The Fair Housing Act prohibits discrimination on the basis of race, color, religion, national origin, sex, familial status, and disability. This means that landlords, real estate agents, developers, and lenders cannot treat people differently based on any of these characteristics.

It contains some important exceptions.

There are a few exceptions to the Fair Housing Act. For example, the Act does not generally apply to owner-occupied buildings with fewer than four units, private clubs, or to housing operated by religious organizations.

It provides for both private and government enforcement.

The Fair Housing Act gives people who have been discriminated against the right to file a private lawsuit against the person or entity that discriminated against them. The Act also gives the government the power to investigate and prosecute cases of housing discrimination.

It has been amended several times since it was first passed.

The Fair Housing Act was first passed in 1968, and it has been amended several times since then. The most recent amendments were passed in 1988, and they expanded the Act’s coverage to include people with disabilities and families with children.

It is enforced by the Department of Housing and Urban Development (HUD).

HUD is the federal agency responsible for enforcing the Fair Housing Act. HUD investigates complaints of housing discrimination and brings lawsuits against landlords, real estate agents, developers, and lenders who violate the Act.

The Fair Housing Act & Reasonable Accommodations

One of the most common reasons why people file Fair Housing complaints is because they feel they have been denied a reasonable accommodation.

Still, it’s important to know that the Fair Housing Act does not require landlords to make every single accommodation that a tenant requests.

The crucial term here is “reasonable.” A reasonable accommodation is one that does not impose an undue financial or administrative burden on the landlord, and one that does not fundamentally alter the nature of the housing.

Some examples of reasonable accommodations that landlords may be required to provide include:

  • Making physical changes to the property, such as installing a ramp or widening doorways, to accommodate a tenant with a disability.
  • Allowing a tenant to have a pet if the tenant has a service animal

On the other hand, accommodations that might be considered unreasonable include things like:

  • Allowing a tenant to have a pet just because the tenant wants one 
  • Making a physical change to the property that would fundamentally alter its nature, such as adding an elevator to a two-story building

Since it can be quite difficult to determine what is considered a reasonable accommodation, it’s always best to err on the side of caution and consult with an attorney before denying or approving a tenant’s request.

How the Fair Housing Act Protects Property Owners

It’s important to note that the Fair Housing Act does not just protect tenants – it also protects property owners.

For instance, it empowers you to reject applicants who are deemed as a bad risk. That includes those with a history of destroying property, consistently not paying rent on time or at all, or engaging in illegal activity.

The Fair Housing Act also allows you to set standards for your tenants in regards to things like credit score, employment history, and rental history.

Of course, it’s important to apply these standards evenly to all tenants – you cannot have arbitrary standards that only apply to certain groups of people.

Wrapping It Up

As always, it pays to be on the safe side when it comes to any law, especially one as complicated as the Fair Housing Act. One of the best ways to make sure you’re in compliance is to let trusted property services in Atlanta or any other US cities handle the screening process for you.

This way, you can be sure that your property is in good hands – both in terms of the law and the kind of tenants you’re bringing in.

FG Editorial Team
The Founder's Guide Team - Asian Associates with dynamic elements out to make a change.Thank you for visiting our site! If you do have any questions or inquiry, feel free to contact us through our links and please don't forget to follow our social media accounts. It would be our pleasure to help you in any way we can. Always Remember: "Proceed to Succeed". Hoping to hear from you soon!