There might come a time that you might get injured or meet an accident. There’s going to be a lot of questions running through your head when this happens. Aside from looking for medical help, you also need someone that’ll stand by you with the law. In some situations, you’ll need a lawyer by your side for their skills and knowledge of the legal system.
What IS A PERSONAL INJURY LAWYER?
A personal injury lawyer is a legal professional who provides legal representation to individuals who have been physically or psychologically injured as a result of the negligence or wrongdoing of another person, company, government agency, or any other entity. Personal injury lawyers specialize in tort law, which covers civil cases involving injuries or damages caused by negligence or intentional actions.
Personal injury lawyers handle a wide range of cases, including but not limited to:
- Car accidents: Representing individuals injured in automobile accidents caused by another driver’s negligence.
- Slip and fall accidents: Representing individuals who have been injured due to dangerous conditions on someone else’s property.
- Medical malpractice: Representing patients who have been injured due to medical negligence or misconduct by healthcare professionals.
- Workplace accidents: Representing employees who have been injured on the job due to unsafe working conditions or employer negligence.
- Product liability: Representing individuals who have been harmed by defective or dangerous products.
With that being said, here are some ways or occurrences when you need a personal injury lawyer:
1. Denied Insurance Claim
When it comes to an accident or injury, the main thing that’ll help you with your financial burden is your personal insurance. However, after reviewing your case, there will be times when the insurance might deny your application for a claim. At times, they’ll not see the veracity of the situation or look for loopholes and fine print to get out of providing your claim.
When this happens, you need a personal injury lawyer to step in. You need someone who knows the law to defend your case with the insurance company. Involving a personal injury lawyer at this stage can be key in turning the tide in your favor. These legal professionals understand the tactics insurance companies may use to deny or minimize your claim. They can help you gather and present the right kind of evidence to prove the true extent of your personal injury. Moreover, they are skilled at interpreting the fine print in insurance policies, a valuable asset in countering the loopholes that insurance companies might exploit. Knowing that you don’t have a background in these things, the insurance company might just flat-out deny you.
Fortunately, if you have a legal authoritative figure, you can have a chance to claim what you deserve.
2. Infliction of a Serious Injury
When you come out of an accident with a permanent disability or very serious injury, then you most likely need a personal injury lawyer.
With these kinds of injuries, your insurance might not cover the entire amount for treatment, most especially for a permanent disability. Some disabilities will require you to be hospitalized for a while or even get treatment for the rest of your life. This can be in the form of physical therapy, chiropractic work, cosmetic surgery, or rehabilitation, which can all be a financial burden.
Hiring a personal injury lawyer is very much recommended because they can help you alleviate some financial pressure when it comes to this. They’ll know the ins and outs of how to defend you. So, if you’re inflicted with a permanent disability or serious injury, do get a personal injury lawyer.
3. Inability to Pinpoint Responsible Party
Most of the time, no one wants to take responsibility for the accident. When you come at a halt and all parties are not sure who was responsible or at fault, you need to consult with a personal injury lawyer to investigate. A personal injury lawyer knows the laws, enabling them to protect your rights when it comes to this situation. They’ll also help you pinpoint who the responsible party is for the accident and injury caused.
The lawyer will be the one who’ll interview all witnesses during the accident and gather evidence. After gathering the right amount of evidence, the personal injury lawyer will also be the one to calculate and document all your losses so that you can claim this after the case. They will be the ones to represent your interest during negotiations and find out who’s responsible for the injury or accident.
While you recover, you can get this off your shoulders and just focus on your recovery instead of playing detective.
4. Wrongful Death
Everyone hopes to have a minor injury, to none at all, in the case of accidents. Unfortunately, that isn’t always the case. There might be times when you lose someone from an accident.
If this happens to you, you’ll need to consult a personal injury lawyer. Any accident that results in wrongful death needs to be dealt with by the law. A personal injury lawyer will definitely be able to help you out with that.
Wrongful death can result in persecution of the one responsible. On top of that, the person responsible will also need to pay for the expenses, damages, and losses incurred due to death during the accident.
Justice is very important, most especially in situations such as these. That’s why you need a lawyer to defend you because you don’t know the technicalities of the law.
Conclusion
Not all situations need a lawyer, but it’s still important to know when you need one and when you don’t need one. By having such knowledge, you can be prepared for anything that comes your way.
Take note of the situations, circumstances, and scenarios enumerated above to know when you need a lawyer. If you fit the bill, call up your family members and get all the help you can get from a lawyer.
